Personal Debt

How Credit Card Inactivity Impacts Your Credit Scores

Updated: 2012-04-30 19:45:58

Do you think credit card inactivity has a negative impact on your credit score? If you think it doesn't, you might want to think again. Read more to find out why credit card inactivity can be harmful to your credit.

Financial Aid – Student Loans and Their Value to You

Updated: 2012-04-30 14:01:01

You should not go into debt for any item that depreciates in value. For example if you borrow money to buy a new car, the minute you drive that car off on to the road, that car is decreased in value. So in this way you essentially end up owing more on that car than [...]

what are capital one credit cards part 2

Updated: 2012-04-30 08:00:00

What are Capital One Credit Cards? Capital One Canada offers a wide variety of different offers for consumers with all types of credit. It is described as having many quality credit card choices. Capital One credit cards are classified as premium, classic, and guaranteed. Capital One has a commitment [...]

Is There Really Legal Credit Card Debt Elimination? Find Out Now

Updated: 2012-04-30 06:00:26

Many Americans who have past due balances that they cannot pay have run to debt elimination programs and other credit counseling agencies that have promised Americans that they can get rid them of their debts. Beginning in 2009, the United States released a stimulus package that allowed any American to get legal credit card debt elimination. [...]

When Should I Make Changes to My Homeowners Insurance?

Updated: 2012-04-30 01:46:03

The average price of new homes sold during March rose 8 percent from the previous month, which may suggest real estate prices have finally bottomed and begun rising. Does this mean the average homeowner should increase the amount their home is insured for? Read more to find out.

5 Tips to Stop Eating Out Too Much

Updated: 2012-04-29 13:58:16

One of the biggest budget busters is eating out, for the average family this can be a significant part of their budget every month and it is money that could be better spent elsewhere. This also seems to be one of the hardest habits to overcome as most busy families find it much easier to [...]

Used Cars – Some Useful Information About Car Covers

Updated: 2012-04-29 05:56:26

Protects Your Used Car From Many Things Exposure to the harmful rays of the sun can rot away your used car. Things like bird droppings, particles of dust and unfavorable climatic conditions further make the situation worse. What can you do to protect your used cars from the effects of all these things? Fortunately, you have [...]

Amazon Instant Video Free $3 Credit with Twitter Link

Updated: 2012-04-29 05:52:31

Amazon Instant Video Free 3 Credit with Twitter Link Amazon is giving away a 3 credit towards Amazon Instant Video purchases if you connect your Amazon and Twitter accounts . Amazon will make you follow them amazonvideo and tweet a message about the promo . It kind of worried me giving so much control over to Amazon , but you can always remove the link afterwards . Must tweet by May 1st , use credit by May . 31st While you’re at it , follow mymoneyblog as well . I do share links and smaller deals on Twitter that you won’t see on the blog . Tweets are re-syndicated on my Facebook page as . well Find more in Deals Offers 4 28 12, 9:52pm Trackback Comments Why tax Says : April 28th , 2012 at 11:54 pm How much is my personal info worth to me I say much more than 3. But a fake twitter account

Applying For Unsecured Loans Online – Persistence is Key to Getting the Loan Approved

Updated: 2012-04-28 20:27:57

When applying for an unsecured loan online, you will face many rejections when it comes to getting approval. Those who do not turn you down may offer you some high interest rates and very likely a lot of other unfriendly contract terms and fees. For the most part, this is enough to drive many borrowers [...]

Consumer Expert, Chris Elliott Answers Your Questions Live May 3 on Facebook

Updated: 2012-04-28 19:57:06

Do you have a question for the experts? Nationally-recognized consumer expert, Chris Elliott will be conducting a live Q&A session with MintLife readers on Mint.com’s Facebook page on Thursday, May 3, at 11 AM PST/2PM EST. Take a few minutes from your lunch break to interact with the regular MintLife columnist and author of Scammed! You’ll need ...

Financial Aid – Common Misconceptions and What They Mean to You

Updated: 2012-04-28 03:39:45

Families and students need to realize that the financial aid office is the best source of information for them. You might know what college you want to attend but maybe you’re not sure how to pay for it. The schools’ financial aid office is where money miracles occur. It’s very important once the families make [...]

Infographic: Plastic Surgery is Giving the U.S. an Economic Lift

Updated: 2012-04-27 22:01:48

Despite a suffering economy, Americans are still spending big bucks on cosmetic procedures. This infographic explores which procedures are the most popular, as well as how where, what gender, and at what age they are having them done.

Take Your Company to the Next Level With PO Financing

Updated: 2012-04-27 19:21:16

Purchase order financing (or in short, PO Financing) is an excellent way for companies to grow and take business to the next level. This particular form of financing makes it possible to take on larger jobs even when a company does not have a great deal of cash on hand. It can be difficult for [...]

How Online Banking Works

Updated: 2012-04-27 16:00:57

A record number of Americans - 62% - prefer online banking versus visiting a branch, according to a report last fall from the American Banker's Association. That's up from 36% in 2010! But many people don't yet understand how online banking works, let alone how it would benefit them. If you're one of those people, this article is for you!

How to Set Up an In-House “No Credit Check Financing Plan” With Little Or No Cost

Updated: 2012-04-27 03:19:40

This is a great system that is perfect for small businesses. I have personally seen this program generate 25%-%40 increase in sales just by telling people you offer “No Credit Check Financing”. This article will show you step by step the way to set it up and many ideas dealing with advertising the plan. LEGAL DISCLAIMER When [...]

National Bonds Rules

Updated: 2012-04-26 19:15:27

A government bond is a security issue by the national government of a particular country that gives the right to the bearer to request the promised interest to be paid in agreed intervals (usually annually). This is a special type of bond, based on the qualities of the issuer. It is like any other “I [...]

FDIC and NCUA Insurance: Which is Safer?

Updated: 2012-04-26 16:00:50

Insurance is important when it comes to the money in the bank. That’s why FDIC insurance was created. But what about credit unions, do they have the same protection as banks? It might surprise you, but credit unions don’t use FDIC. They use a form of insurance provided by the NCUA. What's the difference?

Consumer Beats Six Debt Collection Lawsuits Filed By Debt Collectors With the “Stick it Book”

Updated: 2012-04-26 11:41:00

Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Featured Consumer Beats Six Debt Collection Lawsuits Filed By Debt Collectors With the Stick it Book” 26. April 2012 by Allen Once again , more consumers are beating debt collectors in court with the Stick it to Sue Happy Debt Collectors book . Consumers can win in court against debt collection lawsuits . All it takes is a bit of knowledge ,

Average Retirement Savings by Age 2012

Updated: 2012-04-24 01:15:40

Average retirement savings by age is a popular topic. Everyone knows they need to save money for retirement but a lot of people are not saving any money for retirement and many more are not saving enough money for retirement. If you would like to know how your retirement savings compare to those of others [...]

Should I Pay Off Student Loans

Updated: 2012-04-23 19:00:47

Should I pay off student loans with my savings? It depends on a number of things such as emergency fund savings, job security, and monthly expenses.

West Virginia Sues Seven Questionable Debt Collection Companies

Updated: 2012-04-20 16:14:58

Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Get a Scammy Complete a Survey and Win a Free Trip Robocall from 503-457-1194. Report them to the FCC Home Consumers Debt Debt Collectors Scams Featured West Virginia Sues Seven Questionable Debt Collection Companies 20. April 2012 by allen At least the Attorney General in West Virginia is taking bad debt collector to task for breaking the law and operating illegally . More states

5 Simple Ways You Can Rebuild Credit after Bankruptcy

Updated: 2012-04-20 11:25:14

After bankruptcy, it is very important that you revive your credit score and manage your finances effectively. When you file for bankruptcy, you will be free of your debts immediately and you will not be pestered by your creditors. You should then make sure that you do not get into debts again and should work towards rebuilding your credit.

Dilbert Teaches You About Investing

Updated: 2012-04-19 01:58:58

Dilbert Teaches You About Investing The Dilbert comic often dispenses good investing advice , but sometimes it’s either so spot on or so subtle that I think it’s worth repeating to makes sure everyone gets the lesson behind the joke . Perils of market timing : explained Alternate title : Momentum investing explained , via Abnormal Returns Survivorship bias : explained This actually happens Financial advisors with high costs and bad incentive structures : explained Buyer beware Subprime mortgage crisis : explained Diversification On a more serious and practical note , don’t forget about Dilbert’s One-Page Guide to Everything Financial Find more in Funny Investing 4 19 12, 5:58am Trackback Comments Baughman Says : April 19th , 2012 at 6:16 am I love Scott Adams . His blog is great . The

Quick Ways to Get a Bank Loan After Bankruptcy

Updated: 2012-04-16 08:39:07

Usually people believe that if they have filed for bankruptcy, they are ruined their life and will not be able to revive their financial status or will have poor credit score for ever. However, according to the law, the maximum duration a bankruptcy stays in the credit report is about ten years. With the help of your credit agencies you can reduce this duration by being responsible, keeping your debts low and clearing your bills on time with regular, steady income. If you fulfill the above conditions, you can even apply for a bank loan.

15 Year Mortgage Loan – A Significant Way to Save Money

Updated: 2012-04-13 08:23:00

Mortgage rates are at historic lows and if you have currently got a home loan, you may be wondering if you can take advantage of this once-in-a-lifetime opportunity. Depending upon what your mortgage rate is now, it is possible a term refinance into a new 15 year mortgage that could make your payments about the same as your current 30-year loan. It will potentially help you save thousands of dollars in interest over the life of the loan.

Court Halts Fake Debt Collector Calls from India, Grants Request to Stop Defendants Who Posed as Law Enforcers

Updated: 2012-04-11 18:26:03

, Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Debt Debt Collectors Scams Featured Court Halts Fake Debt Collector Calls from India , Grants Request to Stop Defendants Who Posed as Law Enforcers 11. April 2012 by allen In response to charges from the Federal Trade Commission , a U.S . district court has halted an operation that the agency alleges collected phantom payday loan debts that consumers either didn't

6 Things to Prevent You from Being a Homeowner

Updated: 2012-04-09 08:47:48

Buying a new home can be exciting but intimidating at the same time as a lot of things need to be considered. A survey conducted by real estate listing service Trulia, revealed that around 59 percent of renters aspired to own a home but something or the other prevented them from doing so.

Student Loan Relief Programs

Updated: 2012-04-06 18:30:43

Student loan relief programs include public service loan forgiveness and income based, contingent, and sensitive repayment plans. You may be eligible.

Bad Credit Mortgage Lenders in Wisconsin

Updated: 2012-04-06 11:45:26

If you are resident of Wisconsin and have bad credit, but still want to have a home of your own, you can approach bad credit mortgage lenders in Wisconsin. These bad credit home loan lenders will analyze your credit history and can help you to get a bad credit loan in Wisconsin.

Tax Brackets and Standard Deduction

Updated: 2012-04-05 18:30:46

Tax brackets and standard deduction information for tax years 2011 and 2012 based on projected inflation rates and CPI-U calculated by the BLS and IRS. </img

Perhaps “Bank Of America” Should Change its Name to “Anything For a Buck Bank”

Updated: 2012-04-03 17:42:00

Consumer Complaints , Consumer Advocates , Debt , Consumer News , Personal Finance , Consumer Watchdog , Consumer Scams FMD Consumer News A consumer news , consumer advocate and information website to help consumers fight bad businesses , debt and expose consumer scams . Allen is well known as the Most Dangerous Consumer in America” and is a veteran consumer . advocate Home Archive ABOUT Contact Search ADVERTISE Home Consumers Credit Cards Debt Debt Collectors Featured Perhaps Bank Of America” Should Change its Name to Anything For a Buck Bank” 3. April 2012 by Allen It is no wonder that consumer's wonder why phantom debt collectors call about debts already paid . I've read stories on Bank of America foreclosing on homes that the mortgage was paid off on and sending people to collections

Estimated Tax Payments

Updated: 2012-04-03 12:00:15

Estimated Tax Payments are made quarterly by individuals and businesses with income not subject to withholding and should be accurate to avoid penalty.